Affordable loans for any purpose
What types of loans do Evolution Money offer?
Depending on whether you want a loan to consolidate existing debt, to do some much-needed home improvements or even a new van to support your own business, Evolution Money has a secured loan that could be right for you.
We offer a range of flexible secured loans to suit a variety of needs and circumstances, which means you can borrow an affordable amount to you, and pay it back over the length of time you want.
What’s more, here at Evolution, we do things differently. We like to talk to our customers on a one to one basis and look at your whole situation, not just your credit score as most other lenders will do. So if you have been refused a loan elsewhere, or perhaps you are self-employed, Evolution Money are always the right people to talk to.
If you own a property, why not consider one of our secured loans? Secured loans are a good borrowing option as they are based on your existing assets. They are also known as either homeowner loans or ‘second charge’ loans, as they sit alongside the mortgage on your home. If you do not own a property, you can also speak to us about one of our personal loans.
Whatever your current circumstances are and purpose for borrowing, Evolution Money could have a loan that’s right for you.
How to Apply
Simply tell us how much you are looking to borrow using the slider on our enquiry form, and some basic details such as your name and contact information, and we’ll take it from there. Each enquiry is dealt with promptly, and we make sure that an agent is in touch to discuss it further.
Another very useful and interactive tool that’s available is our very own income and expenditure form. Simply type in all your incomings and outgoings covering a month. It’s a great way to get an idea of where your financial situation lies, as you will clearly see what you have left at the end of each month’s worth of expenses.
With loans starting from as little as £5,000 and going all the way up to £50,000, we could help you take the necessary steps towards getting your finances back on track, or investing in your business or home.
For a typical loan of £30,000.00 over 120 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £598.34.
Including a Product Fee of £2,400.00 (8% of the loan amount) and a Lending Fee of £807.00, the total amount repayable is £71,800.20.
Annual Interest Rates ranging from 11.88% to 29.38% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.
Think carefully before securing debts against your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
