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Secured Loans > In need of a little extra cash before Christmas?
With just under six weeks to go until the big day, it’s safe to say that the festive season is now well and truly upon us!
And despite our best intentions to put away enough money to cover all the extra expenses – presents, food, drink, decorations, tree and turkey – it’s really difficult to anticipate the total cost, particularly if you’re catering to a fairly large family.
According to international internet-based market research firm YouGov, the average British household will spend a whopping £796 on Christmas this year. That’s a lot of mince pies!
It’s no surprise that we hear from so many people around this time of year who are in need of a little extra cash during the Christmas holidays and as we enter the new year.
If funds are tight, a secured Christmas loan through Evolution Money could prove to be an excellent solution. Our loans are tailor-made to suit your personal requirements and start at £1,000. Even if you don’t have a spotless credit history, our secured loan experts take into account your whole financial situation before making a decision.
If you’re worried about your spending this Christmas then there are plenty of things to keep your bank balance in check. Have a read of this article we recently put together for some quality saving tips.
Representative 22.93% APRC variable.
For a typical loan of £26,600 over 180 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £484.00. This includes a Product Fee of £2,660.00 (10% of the loan amount) and a Lending Fee* of £763.00, bringing the total repayable amount to £87,030.00. Annual Interest Rates range between 11.7% to 46.5% (variable). Maximum 50.00% APRC. *Lending Fee varies by country: England & Wales £763, Scotland £1,051, Northern Ireland: £1,736.
Think carefully before securing debts against your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
