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Secured Loans > How do you get a Home Improvement loan?

How do you get a Home Improvement loan?

12th February 2016 | Published by Christopher Scott

Loans being used for home improvements are becoming increasingly common, with many people choosing to improve the quality of life at home and add value to their property in the process. Have a look at our infographic on ways you can improve you home, add value and make savings in the process.

Getting a home improvement loan through Evolution Money couldn’t be easier

To find out if a home improvement loan through Evolution Money is right for you,  why not use our handy loan calculator to see just how affordable our loans are. Or pick up the phone and call 0800 781 4095 to talk to one of our friendly specialist loan advisors who can walk you through every step of the loan process. We will complete a review of your circumstances to ensure that you can make the repayments on the loan before we agree to lend you money for your home improvements.

If you want to know if you could get a loan through Evolution Money then have a look at our criteria.

Expert help

Here at Evolution Money loans are always personal. Our experience means we understand what you may have gone through, and the difficulties that can be faced when trying to obtain a new loan with a less than perfect credit history. You may be worried you have no options, yet we’re confident we can find you the loan you want where other companies can’t, whatever your circumstances.

We pride ourselves on providing excellent customer service – we believe you’re entitled to a clear and up-front loan application process, so that’s exactly what we’ll deliver. All of this is supported by our membership of the Consumer Credit Trade Association – which means we follow their Code of Practice to provide the very highest standards of service to all of our customers.

You can call us directly and talk to one of our Loan Specialists and with home improvement loans ranging from £1,000 to £20,000 there really could be a loan available to help you make those changes around the home.

Category: Money
This post was written by Christopher Scott
Warning: Late payment can cause you serious money problems. For help, go to moneyhelper.org.uk
Representative 23.06% APRC (Variable).

For a typical loan of £30,000.00 over 120 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £598.34.

Including a Product Fee of £2,400.00 (8% of the loan amount) and a Lending Fee of £807.00, the total amount repayable is £71,800.20.

Annual Interest Rates ranging from 11.88% to 29.38% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.



Think carefully before securing debts against your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
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