Christmas Loans for Bad Credit

Secured Loans > Secured Christmas Loans

Christmas is a special time of year and a chance to catch up with friends and family.

A Christmas loan could help towards the cost of the festive season, as it’s not always possible to save throughout the year.

At Evolution Money, our Christmas loans start from £5,000 and could be a good way to spread the cost.

As long as you’re aged between 18-70, live in the UK and are a homeowner with a mortgage, we could be able to help you.

Find out today if you qualify for a Christmas loan with Evolution money.

What our happy customers say:

Secured Loans for Christmas

Christmas can be an expensive time of the year and those with a poor or no credit history might not consider applying for loan because they assume they’re going to be unsuccessful.

But at Evolution Money, we like to say “yes”.

With our secured Christmas loans, we consider more than your credit history. Instead, we focus on you – and your unique circumstances. We assess you on a range of criteria to supply a secured loan that best suit your situation.

To find out more, get in touch with the qualified loan advisors at Evolution Money today for a no-obligation quote.

If you're looking to obtain credit, our secured loans can be used for a range of purposes

Want to know the approximate cost and timescales of your loan? Take a look at our handy loan calculator to see what your repayments might be on a Christmas Loan through Evolution Money.

Or, give us a quick call on 0161 814 9158 to talk through your loan needs and get a no obligation quote from our qualified loan advisors at Evolution Money.

Apply for my Christmas Loan

Representative 22.93% APRC variable.

For a typical loan of £26,600 over 180 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £484.00. This includes a Product Fee of £2,660.00 (10% of the loan amount) and a Lending Fee* of £763.00, bringing the total repayable amount to £87,030.00. Annual Interest Rates range between 11.7% to 46.5% (variable). Maximum 50.00% APRC. *Lending Fee varies by country: England & Wales £763, Scotland £1,051, Northern Ireland: £1,736.


Think carefully before securing debts against your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

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Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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