Real stories and real people
Meet Hannah & Carl
Our fourth story
Meet Hannah & Carl.
These two childhood sweethearts lived in a semi-detached house with their four-year old son Dylan and a cheeky pug called Lola.
They’d also been engaged for going on three years but never seemed to be able to save enough money to feel comfortable enough setting a date for the big day they both wanted, let alone a honeymoon!
Deciding that enough was enough, Hannah and Carl went ahead and booked a date for 18 months’ time, paid their deposits on a venue and catering service, and set themselves a seemingly achievable budget to work towards.
But as time went on the task of putting away enough money each month became increasingly difficult. Mortgage payments, utility bills, unexpected trips to the vet, clothes for the little one – it all added up to plenty of stress and very little saveable income.
Carl even considered getting a second job to help fund their wedding pot, but that would ultimately mean working himself silly and having far less time with the family.
Despite trying multiple high street banks and online lenders, past credit history has continued to curtail their chances of securing secured finance. It was beginning to feel like that big day might never come.
That’s when Hannah and Carl approached Evolution Money.
Speaking with one of our expert loan advisors, they explained their situation fully and mentioned the problems they’d had with other lenders. It was immediately obvious to us that Hannah and Carl desperately needed the peace of mind to know that their wedding day would go ahead as planned.
First we explained that Evolution Money does not rely solely on credit scores to approve loans and that we’d be more than happy to talk through a range of options. Before long, the couple decided that a wedding day loan of £9,000 to be repaid over three years would be the ideal option for their needs and current circumstances.
With that they could easily meet the remaining cost of the venue, catering, invitations, photography, flowers, band and, of course, Hannah’s dress. And, what’s more, they would have just enough leftover to book a 10-day honeymoon in Greece! Perfect.
At Evolution Money, we love nothing more than helping to make a couple’s dream day a reality. If you’re looking to talk through loan options for your own special day then feel free to get in touch with Evolution Money today on 0161 814 9158.
For a typical loan of £30,000.00 over 120 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £598.34.
Including a Product Fee of £2,400.00 (8% of the loan amount) and a Lending Fee of £807.00, the total amount repayable is £71,800.20.
Annual Interest Rates ranging from 11.88% to 29.38% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.
Think carefully before securing debts against your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
