We understand that adding another outgoing payment to your monthly bills could be a large commitment, that’s why when we discuss your loan requirements we take a look into your financial situation. However, we understand that budgeting your money can be difficult at certain times in the year.
If you are finding it a struggle keeping up with your loan repayments then don’t be afraid to talk to us, so we can try and do what we can to help. If your circumstances change, you need to borrow more money, or want to alter your existing loan, we will always try to help you.
Warning: Late payment can cause you serious money problems. For help, go to moneyhelper.org.uk. Alternatively, if you are struggling to keep up with repayments, or you wish to discuss with a member of our team you can contact us on 0161 814 9158.
Representative 22.93% APRC variable.
For a typical loan of £26,600 over 180 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £484.00. This includes a Product Fee of £2,660.00 (10% of the loan amount) and a Lending Fee* of £763.00, bringing the total repayable amount to £87,030.00. Annual Interest Rates range between 11.7% to 46.5% (variable). Maximum 50.00% APRC. *Lending Fee varies by country: England & Wales £763, Scotland £1,051, Northern Ireland: £1,736.
Think carefully before securing debts against your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.