See today if you qualify for a homeowner loan with us

Do I qualify for a secured loan?

Secured Loans > Help & Advice > Getting and managing a loan > Do I Qualify?

Our qualification criteria is set out below. If you meet the criteria then we may be able to help you get the loan you need today.

So if you’re…

  • A homeowner
  • Aged 21- 70*
  • Living in the UK
  • Be able to afford the repayments comfortably from normal income

We could also help if you have been self-employed for the last 12 months.

*Loan must be paid back by 70th birthday

A secured homeowner loan, for almost any purpose.

We care about finding the perfect loan that fits you, your situation, and your circumstances. A secured loan is a commitment, so it’s really important that you’re happy with it.

Warning: Late payment can cause you serious money problems. For help, go to moneyhelper.org.uk

Representative 22.93% APRC variable.

For a typical loan of £26,600 over 180 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £484.00. This includes a Product Fee of £2,660.00 (10% of the loan amount) and a Lending Fee* of £763.00, bringing the total repayable amount to £87,030.00. Annual Interest Rates range between 11.7% to 46.5% (variable). Maximum 50.00% APRC. *Lending Fee varies by country: England & Wales £763, Scotland £1,051, Northern Ireland: £1,736.


Think carefully before securing debts against your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

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Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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