Short on savings? Whether you want to travel the world, book a family break or join a gathering abroad, a holiday loan from Evolution Money could help you get there.
Our loans for holidays range from £5,000 to £100,000 with repayments spread over 3 to 20 years, so you’ve got plenty of flexibility. As long as you’re aged 21-70, living in the UK and are a homeowner with a mortgage, we can help you get away on your next adventure.
We look at more than just your credit history, so it’s possible to get a holiday loan with bad credit. You can apply online in minutes or call up to get a free, no-obligation quote and start planning your trip.
Don’t just take our word for it – read our reviews to see what people think about us as a lender.
If you need a little extra to get away, our holiday loans are the ideal travel partner.
Give us a quick call on 0161 814 9158 to talk through your needs and get a free, no-obligation quote from our qualified loan advisers. Remember we look at more than just your credit report, so you could get a holiday loan with poor credit.
Want to get away but don’t have the budget for it? If your savings can’t stretch to where you want to go, a holiday loan could help.
Holiday loans can pay for all or part of your next trip, whether it’s a family holiday abroad, a honeymoon or time away with friends. They can help cover costs like plane and train tickets, accommodation, spending money and even vaccinations.
We offer holiday finance, and as a homeowner the loan is secured on your property. Just like regular instalment loans, you’ll receive your loan in a lump sum upfront, then repay it in regular instalments with interest added on top.
Taking out a holiday loan could help you book and enjoy a break without waiting to save up funds.
Offering security for your holiday loan has advantages too:
It’s wise to think carefully before borrowing money for a holiday. Ask yourself how much money you truly need and whether borrowing is a better option than saving up or choosing a cheaper trip.
You’ll need to be confident you can afford the repayments too. With secured holiday loans, you risk having your home repossessed if you can’t keep up with them. Missing payments will impact your credit score too and might make it harder to borrow money in the future.
Finally, you’ll need a UK address and proof of income to apply for a holiday loan.
You can apply for one of our holiday loans if:
As long as we evidence / prove that you can afford and sustain the repayments, we could offer you a holiday loan for bad credit.
Even if your credit history is imperfect or you’ve been rejected for a loan elsewhere, we’ll aim to work out terms that are manageable within your budget. Our affordable holiday loan options can be tailored to your personal circumstances, so you can spread the cost over a period that suits you.
No physical appointments, no delays – just fill out our short online form or call us on 0161 814 9158 for a free, no-obligation quote.
We’ll ask for the following documents as part of the process:
Want to know the approximate cost and timescales of your loan? Take a look at our handy loan calculator to see what your repayments might be on a Holiday Loan through Evolution Money.
Or, give us a quick call on 0161 814 9158 to talk through your loan needs and get a no obligation quote from our qualified loan advisors at Evolution Money.
For a typical loan of £30,000.00 over 120 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £598.34.
Including a Product Fee of £2,400.00 (8% of the loan amount) and a Lending Fee of £807.00, the total amount repayable is £71,800.20.
Annual Interest Rates ranging from 11.88% to 29.38% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.