Loan for Bad Credit with No Guarantor
No Guarantor Bad Credit Loans
If your credit score isn’t perfect, you might think you’ll need a guarantor to apply for a loan. But with Evolution Money, homeowners could borrow up to £100,000 without help from a guarantor.
We can provide loans with no guarantor needed that are tailored to your circumstances. It’s quick, easy and won’t affect your credit score. Get a free no-obligation quote today or use our calculator to find the terms that suit you.
Find out what our customers think and if you have any questions you can give us a quick call on 0161 814 9158
What is a no guarantor loan?
We hear from many customers whose credit rating has been impacted because of a missed payment on their loan or a credit card bill. In order to get a loan, they may turn to a guarantor who co-signs the loan application on condition that they accept responsibility for the repayments should the customer fail to keep them up.
Loans with no guarantor needed means the agreement is just between you and your lender. It doesn’t require another person with a better credit rating.
As a specialist lender, Evolution Money may be able to offer you a secured loan without having a guarantor. Give us a call on 0161 814 9158 and we can talk through your financial circumstances in detail and help get the right no guarantor loan for you.
Because we’re different from other lenders, we look at your full story rather than focus solely on your credit history. That’s because we know everyone’s situation is unique, regardless of whether or not you’ve had credit problems in the past.
What are the benefits of a no guarantor loan?
No guarantor loans mean you don’t need to ask your friends or relatives to support your application. Our quick no guarantor loans mean once your application is approved you could receive your loan within a few days.
No guarantor loans are ideal for emergency expenses, like a boiler breakdown or emergency car repairs.
Can I apply for a no guarantor loan with bad credit?
If you have bad credit, a no guarantor loan could be the solution you’ve been looking for. At Evolution Money, our quick loans don’t need a guarantor as they are secured against your home.
Secured loans are a common option for homeowners with bad credit. That’s because, unlike personal loans, the added security of your home makes it easier to apply with bad credit – whether you have a guarantor or not.
We’ll provide you with a personalised quote based on your credit score and current financial circumstances to help you stay in control of your finances.
If you're looking to obtain credit, our secured loans can be used for a range of purposes
Carry out home improvements; a great way to invest back into your property 
A wedding loan could turn your dreams into a reality 
Bigger personal items such as cars can be financed using a secured loan 
Take your family on that much needed holiday 
Even if you have bad credit we could still help you with a loan Questions you may have...
Want to know the approximate cost and timescales of your loan? Give one of our trusted advisors a quick call on 0161 814 9158 to find out more or hit the button below to receive your no-obligation quote.
For a typical loan of £30,000.00 over 120 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £598.34.
Including a Product Fee of £2,400.00 (8% of the loan amount) and a Lending Fee of £807.00, the total amount repayable is £71,800.20.
Annual Interest Rates ranging from 11.88% to 29.38% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.
Think carefully before securing debts against your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
