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Secured homeowner loans from 5k

We specialise in providing tailored secured homeowner loans. Our lending decisions are based on your unique situation, not solely on your credit score. Check your eligibility with us without any impact on your credit score.

  • Borrow from £5,000 to £100,000

  • Terms over 3 to 20 years

  • Annual Interest Rates from 11.88 to 29.38% variable

  • 23.06% APRC Representative Variable

Check my eligibility

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We’re proud of our environmental and social impact to date and have set ambitious targets for the future.

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Representative Example

For a typical loan of £30,000.00 over 120 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £598.34.

Including a Product Fee of £2,400.00 (8% of the loan amount) and a Lending Fee of £807.00, the total amount repayable is £71,800.20.

Annual Interest Rates ranging from 11.88% to 29.38% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.

Find the Right Loan for You

At Evolution Money, we specialise in providing secured loans of up to £100,000 that are tailored to the needs.

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for a quick and easy application!

Icon image Customers Accepted

Over 31,000
Customers Accepted

Since 2011
Icon image Funded to Customers

Over £382m
Funded to Customers

Since 2011
Icon image Loans Approved

Over 5,409
Loans Approved

Since 2011

Evolution Money is a member of the Evolution Money Group of Companies. The above figures reflect all lending by all Evolution Money Group companies since 2011

What our customers say

4.8/5

of customers are happy with our service

Feofo Reviews

Welcome to Evolution Money

  • We provide specialised secured loans. However, we do it differently. Evolution Money are specialists in offering bespoke affordable secured loans to their customers.
  • Whether the loan is for home improvements or a just a personal loan to help out with your current circumstances, Evolution Money could have the secured loan you are looking for. Our decision to lend isn’t based solely on credit checks, or the amount of equity you have in your home. Instead, we focus on you. We take the time to understand your personal circumstances, and discuss your current financial situation to find a personal secured loan for you. Of course, we’ll ask about how you managed your finances in the past, but with us it’s the here and now that really matters. That means a poor credit history won’t automatically disqualify you.
  • Evolution Money are an established online secured loan lender, saying yes to over 31,000 people and helping them out with their secured loan needs.
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Representative 23.06% APRC (Variable).

For a typical loan of £30,000.00 over 120 months with a variable interest rate of 19.56% per annum, your monthly repayments would be £598.34.

Including a Product Fee of £2,400.00 (8% of the loan amount) and a Lending Fee of £807.00, the total amount repayable is £71,800.20.

Annual Interest Rates ranging from 11.88% to 29.38% (variable). Maximum 50.00% APRC. The loan must be paid back by your 70th birthday. Read more.



Think carefully before securing debts against your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
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Evolution Money are a multi Award Winning UK finance company with thousands of happy customers!

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Our friendly loan advisors can let you know if you're eligible for a loan without affecting your credit score. Why not give us a call today!

Freephone 0800 144 8188

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